Our approach
Personal real estate may be among your most significant assets, and how you finance it can have a substantial impact on your financial strategy. By taking an integrated approach to home financing, you can be better positioned to pursue your homeownership and other financial goals. Your client team and a Bank of America lending specialist will work together to help you find the right solution. View the video below to learn more about Bank of America home financing solutions.
Services
Learn more about the benefits of working with Bank of America Private Bank
Related Solutions
1 Borrower-paid attorney fees apply. Minimum borrower liquidity of $3,000,000 or $5,000,000 net worth (including primary residence), and $1,000,000 post-closing liquidity. Other restrictions apply, ask for details. Custom residential real estate financing may involve special risks and is not suitable for everyone. Please obtain advice from your third-party legal, tax, insurance and accounting advisors before changing or implementing any financial, tax or estate planning strategy and to determine what custom residential real estate solution might be right for you. Merrill Lynch, Pierce, Fenner & Smith Incorporated, does not make commitments for or fund loans. Bank of America, N.A., (the “Bank”) does not serve in a fiduciary capacity with respect to all products or services. Fiduciary standards or fiduciary duties do not apply, for example, when the Bank is offering or providing credit solutions, banking or custody services or referrals to other affiliates of the Bank.
2 An applicant must have, or open prior to closing, a checking or savings account with Bank of America. Applicants with an existing account with Merrill or Bank of America Private Bank prior to application also satisfy this requirement. Eligible medical professionals include: (1) medical doctors who are actively practicing, (MD, DDS, DMD, OD, DPM, DO), (2) medical fellows and residents who are currently employed, in residency/fellowship, or (3) for salaried employees only: medical students and medical doctors who are about to begin their new employment/residency or fellowship within 90 days of closing. Those employed in research or as professors are not eligible. For qualified borrowers with excellent credit. PITIA (Principal, Interest, Taxes, Insurance, Assessments) reserves of 4 - 12 months are required, depending on loan amount. Additional documentation is required.
Banking, mortgage, and home equity products are provided by Bank of America N.A and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. 
Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice./p>
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